Singapore SkillsFuture Credits: Complete Guide to Course Funding and Claims

SkillsFuture is Singapore's national movement to provide lifelong learning and skills development opportunities for all Singaporeans. Launched in 2015, SkillsFuture aims to help individuals develop skills relevant to the evolving economy throughout their careers. The program offers a range of resources including the SkillsFuture Credit, subsidies for courses, career guidance, and industry-recognized certifications.

At the core of SkillsFuture is the SkillsFuture Credit — an initial credit of SGD 500 available to all Singapore citizens aged 25 and above. This credit can be used to offset course fees for approved SkillsFuture courses. During special campaigns, the government has provided top-ups of SGD 500 (in 2020) and SGD 500 (in 2024), bringing the total credit to SGD 1,000 or more for eligible Singaporeans.

SkillsFuture Credit Balance

Singaporeans can check their SkillsFuture Credit balance through:

• The SkillsFuture website at skillsfuture.gov.sgThe SkillsFuture mobile app (available on iOS and Android)SingPass login required for both platforms

The credit balance does not expire as long as you remain a Singapore citizen. Unused credits can be saved for future courses. SkillsFuture Credits can only be used for Singapore citizens and cannot be transferred to non-citizens.

Eligible Courses

SkillsFuture Credits can be used for over 10,000 approved courses across numerous categories:

| Category | Examples |

|---|---|

| Information Technology | Data analytics, cybersecurity, cloud computing, AI/ML |

| Business and Management | Project management, leadership, digital marketing |

| Design and Media | UI/UX design, graphic design, video production |

| Finance | Accounting, financial analysis, fintech |

| Languages | English, Mandarin, Malay, Tamil, Japanese, Korean |

| Healthcare | Nursing, allied health, healthcare management |

| Engineering | Engineering skills, automation, IoT |

How to Claim SkillsFuture Credit

The process to use your SkillsFuture Credit:

1. Browse courses on the SkillsFuture portal or SkillsFuture SG

2. Select a course that matches your career goals

3. Register directly with the training provider

4. Log in to SkillsFuture portal and submit the claim

5. Await approval (typically within 7 working days)

6. Credit is deducted from your SkillsFuture balance and paid to the training provider

The training provider handles the course fee payment through the SkillsFuture Credit claim system. You do not need to pay the course fee upfront if your SkillsFuture Credit covers the full amount.

SkillsFuture Career Conversion Programme

For mid-career individuals aged 40 and above looking to switch careers, the SkillsFuture Career Conversion Programme (CCP) provides additional support including:

• Wage support for employers (up to 80% of salary)Training support for career conversionPlacement support in new roles

The CCP is particularly useful for workers in industries undergoing digital transformation or restructuring.